Financing Financing with On Your Lot is easy and convenient with a Construction-to-Permanent Loan.  And with the tremendous savings from building On Your Lot, you may be able to put no money down*. Rates are very competitive and you can roll in site work, interest payments, and any other expenses, such as landscaping or deck-building, into the loan so you don’t have to pay anything during construction. Here are some of the features of Construction-to-Permanent financing: Use your equity or cost savings to reduce or eliminate any down payment – with On Your Lot you may be able to get 100% financing!* The loan pays out in installments so your balance builds only as work is being done on the house. Your lender will independently inspect the home as it is being built before releasing any funds to make sure the home is built appropriately. Roll your payments during construction into the loan so you don’t have to pay anything while the house is being built. Get the same or better rates and structures as conventional mortgages like no points, 100% financing, 15/30-year fixed or ARMs.* Our goal is to help you get the home of your dreams. We don’t have our own financing division so we are free from the conflicts that some other builders have. Instead, we team with the best providers in the industry, like SunTrust, Chase, GMAC, and BB&T, to ensure you will get the most competitive rates and the best service. And unlike some builders, we do not get any commissions or kickbacks from our lenders. *Subject to lender approval